Purchase or refinance an owner-occupied unique or employed mobile homes

Purchase or refinance an owner-occupied unique or employed mobile homes

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Smartphone Mortgage Loans

Enthusiastic about purchasing a cell phone house? Money with our team!

  • OTIS will finance over to 80percent for the price with ID title loans proof of twenty percent down-payment from the acquisition of a cell phone residence.
  • Brand new cell phone home mortgages perhaps financed for up to 15 years, depending on the certifications belonging to the customer.
  • Appraisals will be required on shopping of second-hand cell phone residences. The absolute maximum the amount you want is actually 80percent of cost or 80% of appraised advantages (whichever try significantly less).
  • Pre-owned cell phone domiciles might be funded for up to a decade, based on the total the mortgage, the evaluation, and requirements with the borrower.
  • 80percent of appraised appreciate on appraisals under 1 year aged
  • 60% of appraised advantages on appraisals 1-5 years of age
  • 50per cent of appraised importance on appraisals five years or more mature or tax ideals

Mobile phone residences must certanly be found inside the say of Maine. Conditions and terms derive from consumer credit score and numbers getting funded.

Prepared to implement, or sincerely interested in considerably more details? Give our genial Loan Officers a call correct at (207) 897-0900.

Dylan S.

“I was with OTIS for approximately twenty years while having never really had a terrible experience in these people. The OTIS teams is definitely fantastic and has now usually helped to me efficiently and rapidly. You will find started your toddlers records using them because I am certain that OTIS is about relatives.”

Annette Meters.

“Always helpful and able to help. You’ve got given you the very best rates across. You have got things we’d like, from inspecting, savings, loans, safety-deposit containers, good weeks, ATM with no costs, and you are nearly homes. A person supporting the society in lots of ways.”

Susan B.

“exactly how do I love about OTIS? Everything! His or her web consumer banking, online loan applications, welcoming and beneficial people, along with capability keep them as our very own banking company despite the reality you dwell very nearly 100 kilometers away! We are users for LIFE!!”

Andrea R.

“The personal and pleasant assistance is the foremost component about becoming a component of OTIS FCU. It fantastic to bank at the place in which you know the those who work indeed there and believe that they need to guide you to anyway they could. OTIS FCU is actually your credit union.”

Alice P.

Individuals who happen to work there produce a big difference to me. I’ve settled regarding Jay and always maintain my personal businesses at OTIS. This indicates a whole lot when you’re in and individuals address an individual by-name, talk to the way you were, and care and attention exactly what your answer is. OTIS have served me during times of monetary requirement and hardship without prudence. Thanks a ton.”

Linwood D.

“OTIS doesn’t just deal with you according to a FICO get. They know your, family, along with your background. After I ended up being let go during the paper mill these people worked with me, not just over. Regarding, these are going to be my go-to. We have many banking institutions within 10 long distances but OTIS, though 40 miles aside, will be the main.”

Josiah S.

As a soldier who suffers from was living all across the globe, I favor being a user of OTIS FCU because they proper care and take care of me. It undoubtedly like are a member of a banking household. OTIS FCU will continue to become your businesses wherever we dwell.”

Elaine Henry.

We’ve been users just lacking 4 decades! Through all levels of our own everyday lives, OTIS FCU is here to compliment all of us! They are our very own family, our cheerleaders, and our personal advise. With OTIS FCU we buy the area our very own home is constructed on, need reliable automobiles, help you save for college and all of our pension, and have been capable browse through the economic proper care of simple mom and dad. OTIS national Credit Union continues with our team through all other periods in our physical lives! THANK-YOU!”

Paul F.

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